See How Much You Can Save in Wimberley
What's the Cost of Car Insurance in Wimberley?
We have been able to help several drivers in Wimberley TX locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Wimberley Texas, the annual rates had a difference of up to $1960. Specifically, this means that the cheapest price was $1540 and the most expensive was $3500.
Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Wimberley is important in getting the cheapest car insurance rates.
| Lowest | Average | Highest |
|---|---|---|
| $1540 | $2150 | $3500 |
Insurance Prices: Wimberley vs. National/State Averages
If you suspected that car insurance in Wimberley is more expensive than average, then you were onto something. The premiums in Wimberley exceed the state average by approximately $605. This is why saving as much as you can on car insurance is such a big deal because it is fairly pricey already. Going over some tips about how to save on Wimberley TX car insurance below can optimize how you save your money.
| City Average | State Average | National Average |
|---|---|---|
| $2150 | $1545 | $1479 |
Wimberley TX Average Car Insurance Savings by Neighborhood
If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Wimberley to give you a sense of where you can find the lowest costs.
The difference was -$956 between the cheapest neighborhood in Wimberley TX with a rate of $1194 on average and a -$60 difference between the priciest area in Wimberley TX with an average price of $2090.
| # | Neighborhood | Average Rate |
|---|---|---|
| Wimberley | $2150 | |
| 1 | Dripping Springs | -$60 |
| 2 | Canyon Lake | -$110 |
| 3 | Kyle | -$820 |
| 4 | Bastrop | -$884 |
| 5 | Elgin | -$887 |
| 6 | Leander | -$892 |
| 7 | San Marcos | -$892 |
| 8 | Round Rock | -$921 |
| 9 | Hutto | -$935 |
| 10 | Cedar Park | -$943 |
| 11 | New Braunfels | -$952 |
| 12 | Georgetown | -$956 |
Let's go over some ways to save on car insurance in Wimberley
Wimberley Car Insurance Rates by Gender and Marital Status
Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Wimberley. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $118 more per year compared to being married, and being a man can typically cost up to $709 more per year in Wimberley TX as opposed to being a woman.
Wimberley Teenagers Car Insurance Rates
Younger and inexperienced drivers pay the most in car insurance rates by far, and Wimberley TX is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $4472 a year for insurance on average. This is far higher than the state average of $1545, and $2322 higher than Wimberley' average. When gender is taken into account the difference between male and female teens in Wimberley TX is $796.
The effect of DUIs on insurance premiums in Wimberley TX
Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Wimberley then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $2150 all the way up to $3999. That means that on average the cost for conviction in Wimberley TX can be an increase of $1849.
| DUI | City Average |
|---|---|
| $3999 | $2150 |
Find cheap car insurance in Wimberley quickly and easily
Find Local Wimberley Agents
State Farm : Byron Eckols
173 Farm to Market Rd 3237 B Wimberley TX 78676
De Masters-Daniel Insurance
107 Summit Dr E Wimberley TX 78676
The Starr Agency
12589 Ranch Rd 12, Wimberley, TX 78676
Considering Relocating?
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$2150
the average Wimberley resident's annual cost of coverage
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$860
our customer's average savings after comparing insurance
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30/60/25
minimum insurance requirements in Wimberley TX
78676
