Get Cheap Car Insurance in San Marcos TX

  1. Residents of San Marcos Can Save Up To $500 by Comparing Multiple Insurance Quotes

See How Much You Can Save in San Marcos

 

What's the Cost of Car Insurance in San Marcos?

We have been able to help several drivers in San Marcos TX locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in San Marcos Texas, the annual rates had a difference of up to $465. Specifically, this means that the cheapest price was $1061 and the most expensive was $1526.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of San Marcos is important in getting the cheapest car insurance rates.

Lowest Average Highest
$1061 $1258 $1526

Insurance Prices: San Marcos vs. National/State Averages

San Marcos has low-cost car insurance premiums that are below the state's average. It costs $287 less per year than Texas's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in San Marcos. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$1258 $1545 $1479

San Marcos TX Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of San Marcos to give you a sense of where you can find the lowest costs.

The difference was -$64 between the cheapest neighborhood in San Marcos TX with a rate of $1194 on average and a +$892 difference between the priciest area in San Marcos TX with an average price of $2150.

# Neighborhood Average Rate
  San Marcos $1258
1 Wimberley +$892
2 Dripping Springs +$832
3 Canyon Lake +$782
4 Kyle +$72
5 Bastrop +$8
6 Elgin +$5
7 Leander +$0
8 Round Rock -$29
9 Hutto -$43
10 Cedar Park -$51
11 New Braunfels -$60
12 Georgetown -$64

Let's go over some ways to save on car insurance in San Marcos

San Marcos Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in San Marcos. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $69 more per year compared to being married, and being a man can typically cost up to $415 more per year in San Marcos TX as opposed to being a woman.

San Marcos Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and San Marcos TX is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $2616 a year for insurance on average. This is far higher than the state average of $1545, and $1358 higher than San Marcos' average. When gender is taken into account the difference between male and female teens in San Marcos TX is $466.

The effect of DUIs on insurance premiums in San Marcos TX

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in San Marcos then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1258 all the way up to $2339. That means that on average the cost for conviction in San Marcos TX can be an increase of $1081.

DUI City Average
$2339 $1258

Find cheap car insurance in San Marcos quickly and easily

 

Find Local San Marcos Agents

Nationwide Insurance: Mahan Insurance Services Inc

900 Bugg Ln #240 San Marcos TX 78666

Texas State Low Cost Insurance

1404 Clarewood Dr #113 San Marcos TX 78666

Allstate Insurance Agent: Brian Parker

618 S Guadalupe St Ste 104 San Marcos TX 78666

San Marcos in Brief

  • $1258

    the average San Marcos resident's annual cost of coverage

  • $500

    our customer's average savings after comparing insurance

  • 30/60/25

    minimum insurance requirements in San Marcos TX

Area We Serve

78656,78666,78667

San Marcos Map

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