See How Much You Can Save in New Braunfels
What's the Cost of Car Insurance in New Braunfels?
We have been able to help several drivers in New Braunfels TX locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in New Braunfels Texas, the annual rates had a difference of up to $465. Specifically, this means that the cheapest price was $1061 and the most expensive was $1526.
Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of New Braunfels is important in getting the cheapest car insurance rates.
| Lowest | Average | Highest |
|---|---|---|
| $1061 | $1198 | $1526 |
Insurance Prices: New Braunfels vs. National/State Averages
New Braunfels has low-cost car insurance premiums that are below the state's average. It costs $347 less per year than Texas's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in New Braunfels. You can go over some of our tips below to improve your savings.
| City Average | State Average | National Average |
|---|---|---|
| $1198 | $1545 | $1479 |
New Braunfels TX Average Car Insurance Savings by Neighborhood
If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of New Braunfels to give you a sense of where you can find the lowest costs.
The difference was -$4 between the cheapest neighborhood in New Braunfels TX with a rate of $1194 on average and a +$952 difference between the priciest area in New Braunfels TX with an average price of $2150.
| # | Neighborhood | Average Rate |
|---|---|---|
| New Braunfels | $1198 | |
| 1 | Wimberley | +$952 |
| 2 | Dripping Springs | +$892 |
| 3 | Canyon Lake | +$842 |
| 4 | Kyle | +$132 |
| 5 | Bastrop | +$68 |
| 6 | Elgin | +$65 |
| 7 | Leander | +$60 |
| 8 | San Marcos | +$60 |
| 9 | Round Rock | +$31 |
| 10 | Hutto | +$17 |
| 11 | Cedar Park | +$9 |
| 12 | Georgetown | -$4 |
Let's go over some ways to save on car insurance in New Braunfels
New Braunfels Car Insurance Rates by Gender and Marital Status
Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in New Braunfels. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $66 more per year compared to being married, and being a man can typically cost up to $395 more per year in New Braunfels TX as opposed to being a woman.
New Braunfels Teenagers Car Insurance Rates
Younger and inexperienced drivers pay the most in car insurance rates by far, and New Braunfels TX is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $2491 a year for insurance on average. This is far higher than the state average of $1545, and $1293 higher than New Braunfels' average. When gender is taken into account the difference between male and female teens in New Braunfels TX is $443 .
The effect of DUIs on insurance premiums in New Braunfels TX
Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in New Braunfels then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1198 all the way up to $2228. That means that on average the cost for conviction in New Braunfels TX can be an increase of $1030.
| DUI | City Average |
|---|---|
| $2228 | $1198 |
Find cheap car insurance in New Braunfels quickly and easily
Find Local New Braunfels Agents
Texas State Low Cost Insurance
708 South Business 35 New Braunfels TX 78130
Allstate Insurance Agent: Nicholas Mericle
1282 Hillcrest Dr New Braunfels TX 78130
Bill Mehrer - State Farm
389 S Seguin Ave New Braunfels TX 78130
Considering Relocating?
Check out these other cities we serve…
-
$1198
the average New Braunfels resident's annual cost of coverage
-
$480
our customer's average savings after comparing insurance
-
30/60/25
minimum insurance requirements in New Braunfels TX
78130,78131,78132,78135
