See How Much You Can Save in Leander
What's the Cost of Car Insurance in Leander?
We have been able to help several drivers in Leander TX locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Leander Texas, the annual rates had a difference of up to $516. Specifically, this means that the cheapest price was $1046 and the most expensive was $1562.
Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Leander is important in getting the cheapest car insurance rates.
| Lowest | Average | Highest |
|---|---|---|
| $1046 | $1258 | $1562 |
Insurance Prices: Leander vs. National/State Averages
Leander has low-cost car insurance premiums that are below the state's average. It costs $287 less per year than Texas's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Leander. You can go over some of our tips below to improve your savings.
| City Average | State Average | National Average |
|---|---|---|
| $1258 | $1545 | $1479 |
Leander TX Average Car Insurance Savings by Neighborhood
If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Leander to give you a sense of where you can find the lowest costs.
The difference was -$64 between the cheapest neighborhood in Leander TX with a rate of $1194 on average and a +$892 difference between the priciest area in Leander TX with an average price of $2150.
| # | Neighborhood | Average Rate |
|---|---|---|
| Leander | $1258 | |
| 1 | Wimberley | +$892 |
| 2 | Dripping Springs | +$832 |
| 3 | Canyon Lake | +$782 |
| 4 | Kyle | +$72 |
| 5 | Bastrop | +$8 |
| 6 | Elgin | +$5 |
| 7 | San Marcos | +$0 |
| 8 | Round Rock | -$29 |
| 9 | Hutto | -$43 |
| 10 | Cedar Park | -$51 |
| 11 | New Braunfels | -$60 |
| 12 | Georgetown | -$64 |
Let's go over some ways to save on car insurance in Leander
Leander Car Insurance Rates by Gender and Marital Status
Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Leander. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $69 more per year compared to being married, and being a man can typically cost up to $415 more per year in Leander TX as opposed to being a woman.
Leander Teenagers Car Insurance Rates
Younger and inexperienced drivers pay the most in car insurance rates by far, and Leander TX is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $2616 a year for insurance on average. This is far higher than the state average of $1545, and $1358 higher than Leander' average. When gender is taken into account the difference between male and female teens in Leander TX is $466.
The effect of DUIs on insurance premiums in Leander TX
Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Leander then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1258 all the way up to $2339. That means that on average the cost for conviction in Leander TX can be an increase of $1081.
| DUI | City Average |
|---|---|
| $2339 | $1258 |
Find cheap car insurance in Leander quickly and easily
Find Local Leander Agents
Waley Insurance
202 N Brushy St Leander TX 78641
Sean Whitehead - State Farm Insurance Agent
2303 S Bagdad Rd #300 Leander TX 78641
Farmers Insurance - Ozzie McKenery
2405 S Highway 183 Ste 102 Leander TX 78641
Considering Relocating?
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$1258
the average Leander resident's annual cost of coverage
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$500
our customer's average savings after comparing insurance
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30/60/25
minimum insurance requirements in Leander TX
78641,78646
