See How Much You Can Save in Georgetown
What's the Cost of Car Insurance in Georgetown?
We have been able to help several drivers in Georgetown TX locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Georgetown Texas, the annual rates had a difference of up to $480. Specifically, this means that the cheapest price was $1032 and the most expensive was $1512.
Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Georgetown is important in getting the cheapest car insurance rates.
| Lowest | Average | Highest |
|---|---|---|
| $1032 | $1194 | $1512 |
Insurance Prices: Georgetown vs. National/State Averages
Georgetown has low-cost car insurance premiums that are below the state's average. It costs $351 less per year than Texas's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Georgetown. You can go over some of our tips below to improve your savings.
| City Average | State Average | National Average |
|---|---|---|
| $1194 | $1545 | $1479 |
Georgetown TX Average Car Insurance Savings by Neighborhood
If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Georgetown to give you a sense of where you can find the lowest costs.
The difference was +$4 between the cheapest neighborhood in Georgetown TX with a rate of $1198 on average and a +$956 difference between the priciest area in Georgetown TX with an average price of $2150.
| # | Neighborhood | Average Rate |
|---|---|---|
| Georgetown | $1194 | |
| 1 | Wimberley | +$956 |
| 2 | Dripping Springs | +$896 |
| 3 | Canyon Lake | +$846 |
| 4 | Kyle | +$136 |
| 5 | Bastrop | +$72 |
| 6 | Elgin | +$69 |
| 7 | Leander | +$64 |
| 8 | San Marcos | +$64 |
| 9 | Round Rock | +$35 |
| 10 | Hutto | +$21 |
| 11 | Cedar Park | +$13 |
| 12 | New Braunfels | +$4 |
Let's go over some ways to save on car insurance in Georgetown
Georgetown Car Insurance Rates by Gender and Marital Status
Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Georgetown. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $66 more per year compared to being married, and being a man can typically cost up to $394 more per year in Georgetown TX as opposed to being a woman.
Georgetown Teenagers Car Insurance Rates
Younger and inexperienced drivers pay the most in car insurance rates by far, and Georgetown TX is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $2483 a year for insurance on average. This is far higher than the state average of $1545, and $1289 higher than Georgetown' average. When gender is taken into account the difference between male and female teens in Georgetown TX is $467.
The effect of DUIs on insurance premiums in Georgetown TX
Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Georgetown then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1194 all the way up to $2220. That means that on average the cost for conviction in Georgetown TX can be an increase of $1026.
| DUI | City Average |
|---|---|
| $2220 | $1194 |
Find cheap car insurance in Georgetown quickly and easily
Find Local Georgetown Agents
Evans Ewan & Brady Insurance Agency
2404 Williams Dr Georgetown TX 78628
Texas State Low Cost Insurance
209 S Austin Ave Georgetown TX 78626
Allstate Insurance Agent: Bryan E. Jamison
1616 Williams Dr # 100 Georgetown TX 78628
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$1194
the average Georgetown resident's annual cost of coverage
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$480
our customer's average savings after comparing insurance
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30/60/25
minimum insurance requirements in Georgetown TX
78626,78627,78628,78633,78665
