See How Much You Can Save in Canyon Lake
What's the Cost of Car Insurance in Canyon Lake?
We have been able to help several drivers in Canyon Lake TX locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Canyon Lake Texas, the annual rates had a difference of up to $1860. Specifically, this means that the cheapest price was $1460 and the most expensive was $3320.
Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Canyon Lake is important in getting the cheapest car insurance rates.
| Lowest | Average | Highest |
|---|---|---|
| $1460 | $2040 | $3320 |
Insurance Prices: Canyon Lake vs. National/State Averages
If you suspected that car insurance in Canyon Lake is more expensive than average, then you were onto something. The premiums in Canyon Lake exceed the state average by approximately $495. This is why saving as much as you can on car insurance is such a big deal because it is fairly pricey already. Going over some tips about how to save on Canyon Lake TX car insurance below can optimize how you save your money.
| City Average | State Average | National Average |
|---|---|---|
| $2040 | $1545 | $1479 |
Canyon Lake TX Average Car Insurance Savings by Neighborhood
If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Canyon Lake to give you a sense of where you can find the lowest costs.
The difference was -$846 between the cheapest neighborhood in Canyon Lake TX with a rate of $1194 on average and a $110 difference between the priciest area in Canyon Lake TX with an average price of $2150.
| # | Neighborhood | Average Rate |
|---|---|---|
| Canyon Lake | $2040 | |
| 1 | Wimberley | +$110 |
| 2 | Dripping Springs | +$50 |
| 3 | Kyle | -$710 |
| 4 | Bastrop | -$774 |
| 5 | Elgin | -$777 |
| 6 | Leander | -$782 |
| 7 | San Marcos | -$782 |
| 8 | Round Rock | -$811 |
| 9 | Hutto | -$825 |
| 10 | Cedar Park | -$833 |
| 11 | New Braunfels | -$842 |
| 12 | Georgetown | -$846 |
Let's go over some ways to save on car insurance in Canyon Lake
Canyon Lake Car Insurance Rates by Gender and Marital Status
Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Canyon Lake. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $113 more per year compared to being married, and being a man can typically cost up to $673 more per year in Canyon Lake TX as opposed to being a woman.
Canyon Lake Teenagers Car Insurance Rates
Younger and inexperienced drivers pay the most in car insurance rates by far, and Canyon Lake TX is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $4243 a year for insurance on average. This is far higher than the state average of $1545, and $2203 higher than Canyon Lake' average. When gender is taken into account the difference between male and female teens in Canyon Lake TX is $755.
The effect of DUIs on insurance premiums in Canyon Lake TX
Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Canyon Lake then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $2040 all the way up to $3794. That means that on average the cost for conviction in Canyon Lake TX can be an increase of $1754.
| DUI | City Average |
|---|---|
| $3794 | $2040 |
Find cheap car insurance in Canyon Lake quickly and easily
Find Local Canyon Lake Agents
Canyon Lake Insurance Agency
1010 Rockmoor Canyon Lake TX 78133
Allstate Insurance Agent: Harbans Soni
306 FM2673 18121 Ste 100 Canyon Lake TX 78133
Texas Pride Insurance
1642 FM2673 #10 Canyon Lake TX 78133
Considering Relocating?
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$2040
the average Canyon Lake resident's annual cost of coverage
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$820
our customer's average savings after comparing insurance
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30/60/25
minimum insurance requirements in Canyon Lake TX
78133
