Get Cheap Car Insurance in Bastrop TX

  1. Residents of Bastrop Can Save Up To $510 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Bastrop

 

What's the Cost of Car Insurance in Bastrop?

We have been able to help several drivers in Bastrop TX locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Bastrop Texas, the annual rates had a difference of up to $439. Specifically, this means that the cheapest price was $1089 and the most expensive was $1528.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Bastrop is important in getting the cheapest car insurance rates.

Lowest Average Highest
$1089 $1266 $1528

Insurance Prices: Bastrop vs. National/State Averages

Bastrop has low-cost car insurance premiums that are below the state's average. It costs $279 less per year than Texas's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Bastrop. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$1266 $1545 $1479

Bastrop TX Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Bastrop to give you a sense of where you can find the lowest costs.

The difference was -$72 between the cheapest neighborhood in Bastrop TX with a rate of $1194 on average and a +$884 difference between the priciest area in Bastrop TX with an average price of $2150.

# Neighborhood Average Rate
  Bastrop $1266
1 Wimberley +$884
2 Dripping Springs +$824
3 Canyon Lake +$774
4 Kyle +$64
5 Elgin -$3
6 Leander -$8
7 San Marcos -$8
8 Round Rock -$37
9 Hutto -$51
10 Cedar Park -$59
11 New Braunfels -$68
12 Georgetown -$72

Let's go over some ways to save on car insurance in Bastrop

Bastrop Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Bastrop. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $70 more per year compared to being married, and being a man can typically cost up to $418 more per year in Bastrop TX as opposed to being a woman.

Bastrop Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Bastrop TX is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $2633 a year for insurance on average. This is far higher than the state average of $1545, and $1367 higher than Bastrop' average. When gender is taken into account the difference between male and female teens in Bastrop TX is $468.

The effect of DUIs on insurance premiums in Bastrop TX

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Bastrop then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1266 all the way up to $2354. That means that on average the cost for conviction in Bastrop TX can be an increase of $1088.

DUI City Average
$2354 $1266

Find cheap car insurance in Bastrop quickly and easily

 

Find Local Bastrop Agents

Direct Auto and Life Insurance

104 North Hasler Boulevard Bastrop TX 78602

Texas State Low Cost Insurance

1109 Main St Bastrop TX 78602

Ai United Insurance

109 S Hasler Blvd #400 Bastrop TX 78602

Bastrop in Brief

  • $1266

    the average Bastrop resident's annual cost of coverage

  • $510

    our customer's average savings after comparing insurance

  • 30/60/25

    minimum insurance requirements in Bastrop TX

Area We Serve

78602

Bastrop Map

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